FDIC problem bank list,

Definition of FDIC problem bank list:

1. A group of FDIC-approved lenders that are having significant financial or operational issues. Factors such as liquidity capacity and asset quality (e.g. deposits, loan portfolio, etc.) contribute to being placed on the list.

2. The FDIC problem bank list is a confidential list of troubled banks and thrifts in the U.S. published by the Federal Deposit Insurance Corporation (FDIC) every quarter. It does, however, publish how many institutions are on the list as part of its wider banking survey.

3. To make the FDIC problem bank list, a bank must have financial, managerial or operational weaknesses that threaten its continued financial viability. Because making this information public might start runs on banks, the names of the banks are withheld from the list.